But with practice, YNAB has changed many people’s lives and the way they think about money. These rules take some getting used to and they aren’t for everyone. One of the first things you need to understand before getting started with YNAB is that it plays by its own rules. How is YNAB Different Than Other Budgeting Software?īefore we set up YNAB I want to share with your what makes YNAB stand apart from its competitors. If you are curious about what has been updated you can read their “ release notes” and if there is something upcoming you can read their “ up next” section.
Since the software lives online, the team can work behind the scenes and make any necessary updates. The best part of the cloud version is the continuous updates.
If you like to budget on the go, YNAB has both an Apple and Android app that is free with your subscription. This is the version we see today when logging into the YNAB software. In late 2015 the cloud-based version of YNAB entered the marketplace. Over the years YNAB has progressed and has been updated to meet the demands of its customers. In 2004 this spreadsheet-style template became the first version of YNAB. He started with a basic spreadsheet-style template to manage his family’s finances.
In 2003 after Jesse Mecham and his wife married he quickly learned they needed to manage their finances better.